Local banker graduates from one of the best consumer lending schools in the country


Tiffany Grisby is shown here sitting at her desk at Citizens Trust Bank, Eutaw

Tiffany Grisby, Financial Relationships Manager, at the Eutaw Branch of Citizens Trust, Atlanta, recently graduated from the Community Bankers Association of Georgia’s Consumer Lending School, which is part of the Community Bankers University.
This comprehensive school is the only consumer lending school in Georgia designed specifically for community banks. The intensive week-long curriculum focuses for entry to junior-level consumer lenders and covered all disciplines required of today’s community bank consumer lenders.
“This highly regarded school takes the student through the process of consumer lending and allows the student to develop and enhance the skills necessary to administer quality consumer loans,” said Carolyn Brown, President and Chief Executive Officer of the Community Bankers Association.
Grisby said she was glad she had a chance to participate in the training session.
“As a newcomer to this area, I can honestly say that you, the citizens of Greene County, have embraced and welcomed me to the community as your own. I graciously accept the kindness shown to me and will strive to the utmost to reciprocate by providing quality service as Financial Relationship Manager of Citizens Trust Bank. It is an honor and my pleasure to meet your banking needs.” said Grisby.

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Citizens Trust Bank is an asset to minority communities

Employees at Citizen’s Trust Bank are (L-R) Tiffany Grisby, Rosie C. Tinker, Cassandra Taylor and Annie B. Edwards.

Citizens Trust Bank has been in existence for 90 years and is proud of the financial and educational support it has provided its community. “It is rewarding to visit the communities where we have financed homes and entire subdivisions, grocery stores, retail centers, medical and other office facilities, schools, nursing facilities, hotels, childcare centers, restaurants and many other projects which has proven to have significant impact on economic revitalization and the creation of jobs and wealth within those communities,” stated James E. Young, President and CEO of Citizens Trust Bank.
“There is much at stake in this challenging economic environment where revenue and profits are down and home ownership and wealth are lower than it’s been in years,” Mr. Young declared. Black banks need the investment of its community in order to thrive. Citizens Trust Bank has been strong enough to survive when many other banks have failed.
According to CTB Senior Lender, Farrand Logan, “Our bank is well capitalized, profitable and is actively making loans even in this tough environment. Whether it is a new loan to purchase the facility in which you are currently leasing, expand into a new location, refinance existing commercial debt, consolidate several existing loans, purchase a vehicle or equipment, secure a working capital line of credit, obtain a home equity line of credit, or simply move your operating account and cash management services to a customer friendly bank, we encourage people to bank with Citizens Trust Bank.”
Continuing on the 90 year tradition, since 1921, of supporting the well-being of the community, Citizens Trust Bank relies on strong support from community to ensure that the Bank remains strong for future generations.
Celebrating 90 years of success, Citizens Trust Bank continues to offer its customers the best banking products with first-class customer service and remains a beacon of strength for businesses and the communities it serves. As a leader in the financial services industry and one of the largest minority-owned financial institution in the nation, Citizens Trust Bank offers a full range of quality business and consumer products and services including Small Business Association (SBA) financed loans, residential mortgage lending, and consumer and business online banking products. It currently has financial centers throughout metropolitan Atlanta and Columbus, Georgia and in Birmingham and Eutaw, Alabama.
The Citizens Federal Bank in Eutaw, founded in 1984, merged with Citizens Trust Bank in 2003.
According to Tiffany Grisby, Financial Relationship Manager, at the Eutaw branch, the bank offers a wide range of services to the citizens of Greene County, including checking and savings accounts, certificates of deposit, automobile and personal loans as well as a new program known as the CTB Affordable Home Loan. This particular loan is for first-time homeowners.
They also offer low-interest credit cards and commercial accounts.
The bank os located at 213 Main Street, Eutaw, AL and can be reached by calling 205-372-2877.